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  3. Can I re-join a Pension scheme if I have opted out?
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  2. Pensions & Auto-enrolment
  3. Can I re-join a Pension scheme if I have opted out?

Can I re-join a Pension scheme if I have opted out?

Yes, but exactly when you can re-join depends on your employer.


Your umbrella employer is required to automatically enrol you into the scheme as soon as you join, and then again every three years – provided that you are still an eligible jobholder.

You can also ask to re-join the scheme at any time, but your employer is only obliged to action a request to re-join once every twelve months.

Updated on 13th February 2020

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