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  3. How long does opting out of a Pension last for?
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  2. Pensions & Auto-enrolment
  3. How long does opting out of a Pension last for?

How long does opting out of a Pension last for?

An opt-out from the pension scheme normally lasts for three years.


If you’ve opted out, or stopped contributions to the scheme, your umbrella employer is required to automatically enrol you into the scheme at a later date (normally every three years), if you’re an eligible jobholder at that time. If you’re still not ready to join the scheme or start paying contributions again, you can decide to opt out for a further three-year period.  Employers are required to automatically enrol eligible jobholders who have opted out or stopped contributions every three years. This is because your circumstances may have changed since you last opted out and building up retirement benefits may now be the right thing for you.

Updated on 13th February 2020

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